Houses and vertical housing
We fund mid and residential housing developments in Nuevo León, Querétaro, Yucatán and the Bajío region. Tenors from 12 to 30 months.
Yield
12.4% – 14.2%
Monterrey · Querétaro · Mérida
Regulated platform · Mexico City, 2026
Real estate crowdlending for the builders of the new Mexico.
We connect Mexican investors with vetted projects in housing, premium apartments, industrial warehouses and enterprise towers. Yields backed by real assets, starting at MXN $1,000.
- Authorized by CNBV
- Custody with STP and BanCoppel
- Annual audit by Mazars
MXN $487M
funded in 2025
14.8%
average annual yield
36,214
active investors
What is real estate crowdlending?
Many investors, one building, shared returns.
Real estate crowdlending allows hundreds of investors to jointly lend capital to fund the construction, refurbishment or acquisition of a property. In exchange, the investor community receives periodic interest payments, secured by a mortgage on the same asset.
In Mexico this model is regulated by the Fintech Law (Ley Fintech, DOF 09/03/2018) and supervised by the CNBV. Mxprarofit operates as a Crowdfunding Institution (IFC), which means clear contracts, transparent information and an independent trust that manages investor funds.
Low minimum ticket
Invest from MXN $1,000 per project and build a diversified portfolio across different Mexican states.
Real mortgage collateral
Every collective loan is backed by a public deed recorded at the corresponding Public Property Registry.
Monthly interest payments
Receive interest each month directly to your CLABE. No calls, no auto-renewals, no fine print.
Rigorous curation
Only 4.3% of projects we review make it onto the platform. Full legal, technical, financial and compliance review.
Real estate verticals
Four asset classes, one rigorous standard.
Diversify your capital across verified property types and strategic locations throughout the Mexican Republic.
Premium apartments
Residential towers in corridors like Polanco, Del Valle, Guadalajara Providencia and Playa del Carmen. Strong rental demand and long-term value.
Yield
13.1% – 15.6%
CDMX · GDL · Riviera Maya
Industrial warehouses and factories
Nearshoring in motion. Class A industrial warehouses in Nuevo León, Coahuila, Guanajuato and Estado de México anchored to global tenants.
Yield
14.0% – 16.8%
Apodaca · Saltillo · Silao
Enterprise office towers
Class A/AA offices and mixed-use developments in business corridors of CDMX, Monterrey, Guadalajara and Puebla.
Yield
11.8% – 13.4%
Reforma · Santa Fe · Valle Oriente
How it works
From due diligence to interest in your account, in 4 steps.
01
Sign up and verify your identity
100% digital onboarding with INE ID and proof of address. Fully compliant with KYC/AML supervised by CNBV.
02
Pick projects and amount
Every project ships with a technical sheet, appraisal, contracts and payment schedule. Diversify across 4 asset classes.
03
Collective funding with collateral
When the project reaches 100% of funding, it is formalized through a trust and a mortgage deed.
04
Collect monthly interest
Payments are deposited into your CLABE every month. Auto-reinvest or withdraw without commissions.
Compare scenarios
Buying a property outright vs. joining a collective funding.
Traditional direct purchase
- Initial ticket from MXN $2,000,000 down payment
- One single property concentrates your wealth
- Notary and title paperwork of 3 to 6 months
- Find tenants, collect rent, handle repairs
- Structural illiquidity: selling takes months
- Income tax on rents plus management costs
Mxprarofit Crowdlending
- Initial ticket from MXN $1,000 per project
- Diversified portfolio across 4 asset classes
- SAT digital signature in under 10 minutes
- No tenants, no renovations, no brokers
- Secondary market available from month 6
- Income tax withholding applied automatically
Frequently asked questions
What Mexican investors ask before getting started.
Is Mxprarofit regulated in Mexico?
Yes. We operate under the Fintech Law (Ley Fintech, DOF 09/03/2018) as a Crowdfunding Institution. We are registered with CNBV under folio ITF/2023-047 and report operations to SAT and UIF.
What is the minimum investment amount?
The minimum to join a project is MXN $1,000. We recommend diversifying across at least 6 different projects to reduce exposure to any single asset.
How are my yields paid?
Interest is accrued daily and deposited monthly into your registered CLABE. Every deposit includes a tax certificate for your annual ISR filing.
What happens if a project is delayed?
Every loan is secured by a mortgage recorded at the Public Property Registry. In case of default, the independent trust executes the collateral and distributes the remainder among investors.
Can I withdraw my capital before maturity?
Yes. Starting from month six you can list your position on our secondary market. Liquidity depends on supply and demand; the price may vary from your invested amount.
What taxes apply on my yields?
In Mexico, interest earned is subject to ISR with automatic withholding. Mxprarofit issues your yearly withholding certificate for your accountant to include in your tax return.
Early access
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